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Complimentary
Claims Review
How Do We Lower Your L&I Cost?
Expert Partner in Your Corner
Our company recruits the best talent from L&I and trains them to look at claims from the employer’s point of view.
This means each claim will be closely reviewed for legitimacy and cost reduction. Often our relationships with L&I can open doors otherwise closed to employers.
Utilize Each L&I Program
Staff at L&I rarely explain the programs available to employers to reduce costs, including:
- Light duty Stay at Work program
- “Kept on Salary” as a strategy
- Preferred Worker Program
- Retrospective Rating
Claim Prevention
The easiest claim to manage is one that never happened. In addition to your claim support, you will receive on-call safety support from your dedicated safety rep, whether to improve your current program or build one from the ground up.
This service includes preparing for proactive inspections from L&I to eliminate surprise “drop in” inspections.
Why Redpoint Claims:
Previous L&I Experience
To our knowledge, no other TPA has stood its ground on hiring exclusively those with backgrounds as claim managers at L&I. Convincing L&I to make changes on claims requires a level of knowledge rarely found elsewhere.
If you are with another TPA, ensuring your assigned claims rep has L&I experience is highly recommended.
Incentive Structure
TPA incentive structures should be built to encourage closing claims as quickly as possible.
Redpoint Claims offers a “Percentage of Premium Paid” compensation structure. This means that our incentive is to close claims in contrast to other TPA’s which may charge a flat fee per open claim, per month.
On the retro side, our clients see a smaller fee to participate, with an incentive fee on the back-end based on refunds received, creating aligned interests.
99.7% Client Retention Rate
Once partnered with Redpoint, our clients will often see their management fees returned solely with Stay at Work reimbursements, which are only a small part of our service offering.
Many of our retrospective rating members have seen 40%+ refunds on their L&I premium, which represents roughly 10x return on management fees alone.
Considering a single max cost, fraudulent claim could increase your rates 25% each year for three years, catching and shutting these claims down represents a massive ROI to our clients.
Trusted by…
“Between your help managing this difficult claim & our local management team’s handling of KOS “Kept on salary,” this demonstrates once again how valuable our relationship with the Risk Finance retro program is. We appreciate your diligence and ongoing support with our work comp claims.”
Danielle Fisher
TekniPlex
“Our company has seen vast improvements in the area of administration and managed claims. This is a company that will help walk you through the tough job of controlling and protecting your company’s bottom line.”
Angela Jones
Angeles Composite Inc.
“Your advice to date has been outstanding and much appreciated, thank you!!”
“We at Formula Corp. know the cost of a Time Lost paid by Dept. of L&I first hand… We have been working with Scott DeHem and truly value his advice!”
Mark Lunde + Alan Gangle
Formula Corp.
“Risk Finance/WMC has done a great job helping my company manage claims and safety. We belong to a retro program but we needed a more aggressive plan in order to close expensive claims.”
Chris Carey
CA Carey
“As a result of the service provided by WMC, we have saved thousands of dollars on our rates and earned refunds on paid premiums. The claims management service has reduced my administrative load and I have the confidence our claims are being managed.”
Shari Miller
Neil Jones Food Company
“We consider WMC to be vital extension of our own team’s efforts to promote workplace safety and manage workers compensation claims. With their guidance, we are returning employees to work sooner and closing claims more effectively than ever before.”
Bill George
Skills Inc.
“Your proactive approach, logical counsel, and creative solutions have really helped all of us better understand how to move things forward. I also appreciate your willingness to hear and understand our situations and work with all of us on finding the best solutions. I have never had a partnership in risk management like the one we have with you.
Thank you, from all of us, for all you do!!!”
Linda Moseley
SEKISUI Aerospace
“We received our proposed experience rating calculation for 2019. We are so glad our rating is going down and I just wanted to thank you for assisting us towards this end. You are awesome!”
Christina Dugdale
Garden Fresh Foods
“It’s been a pleasure working with WMC. Their knowledge and experienced staff is always helpful, informative, and very responsive.”
Brenda Deaton
Spalding Auto Parts
“I just wanted to send a thank you your way for all the effort and improvements you have attained for our company! Your assistance and direction has really helped us raise the bar on our safety programs and we appreciate it very much!
Thank you from the whole group here at RMG!”
Gary Bourassa
Renaissance Marine Group, INC.
“Thank you for your time. I enjoyed the visit and you provided some useful information that we are able to implement in our shop safety program. “
Craig Dias
K&N Electric Motors, INC.
“You have been my favorite partner for WC in all my years of experience!”
Ambre Gilmore
Horizon House
“WMC is a true partner in Workers Compensation ClaimsManagement. They provide onsite Workers Comp Best Practices training for our leadership group. The training covered Employer Responsibilities, How to Conduct Through Accident/Injury Investigation, Employer/Employee Relationship Development, and overview of state programs.”
Melyssa Roland
Rainier Industries, LTD.
“We are so thankful to be working with you and the team at Risk Finance!”
Loran Bond
Bonanza Press Inc.
“Having Mike’s assistance and mentorship has helped take Northwest Center Safety to the next level and I’m very thankful for him.”
Jonmarie Romero
Northwest Center Building Services
“You’re the real MVP!”
Keven Baumann
Allegiance Staffing
“Oh my gosh! You are amazing Whitney!!… Thank you so much!!!”
Lisa Manasan
Kline Galland
“WMC is the best! The staff is knowledgeable and extremely helpful regarding workplace safety and claims management. It is a pleasure to have you on our side.”
Ruth Clark
Cobalt Enterprises
“You’re the best… Hugs!”
Mike Kenna
Printery Communications
“Thanks for all your help on this Laura. You have been a great communicator and made the whole process much easier for us to understand!”
Amy Biggs
Mount Si Senior Center
“You’re the best! I can’t tell you how much I appreciate your help, and oversight… knowing you are there to help… is sooooo appreciated!”
Tammy Cassezza
AACRES, LLC
“We appreciate the work Risk Finance has done for and with our company and look forward to a continued partnership. Scott is very knowledgeable and has been fantastic to work with!”
Erin Ratcliffe
Pressco Products
“Risk Finance is easy to work with, communicative, and proactive. I’m excited about this new program.”
Norma Brock
Central Mason Fire & EMS
“Everyone from our team were appreciative of your services and guidance. Looking forward to continued improvement. Appreciate your support!”
Kristina Harrison-Sherman
Aristocratic Cabinets Inc
“It is a big relief to have a knowledgeable professional in our corner.”
Alan M. Zulanas
Taskforce Delivery
“Mike’s presentation was on point as he connected with our crew regarding our current safety culture, and where we want to go. We appreciate our partnership with Risk Finance, and we appreciate Mike as he didn’t hesitate to take the opportunity to visit our facility, and help educate not just our front-line supervisors but also challenge our future board members to make a personal commitment to Safety.”
Chad Ferguson
Yakima Chief Hops
“Thanks Scott and I appreciate you jumping in so quickly, nice to see someone has our back!!!!!! You guys have been awesome so far and appreciate you so much!”
Kevin Williams
Lautenbach Recycling
“I have to say, I really appreciate that you caught her migraine appointment and flagged it so the expense wouldn’t be charged to this claim. That level of detail makes such a difference—every dollar truly supports our mission. Thank you for doing such a great job keeping such a close eye on these details.”
Carolyn Sanders
Martha & Mary
“We’ve received more communication in the last few weeks than we ever did with (Previous TPA)… Amy has been AMAZING, communicative, informative, and just overall, actively involved in our W/C claims. We are VERY satisfied.”
Laurie Miller
Premier Building Systems
“I didn’t want to let any more time pass without telling you how grateful I am that we partnered with Risk Finance. […] Having support with handling our claims has been incredibly helpful and a major time saver for me.
Monica has been amazing, she’s incredibly patient with my slim understanding of workers’ comp, answers all my (many) questions, and has been an incredible resource throughout the process.”
Amanda Zimmer
Chelan Douglas Child Services Association
“You rock! Thanks so much for your helpful info and for letting me vent a little… Appreciate you more than I could type.”
Jacob Axelson
First Due Movers
“We have implemented many of the recommendations from Mike and it is all now a part of policy for safety and reporting. Melissa is very bright and informative. She has an amazing grasp of the challenges and gave step by step information on how to handle it. We even ran a practice of filling out the Light Duty Job Description with an employee that had an un-work-related light duty form to ensure we handle the light duties correctly.”
Amy LeBlanc
American NW Recycling
“I just wanted to touch base and let you know how much we appreciate Amy. She has done an amazing job […] She has been very dependable, spot on in executing notices and catching things in our files. Held her ground through many claims managers misuse and approving inappropriate things. We feel she has really fought hard for us…”
Brandalee Smith
Ocean Companies
HEY, CLIENTS OF
WE HAVE A NEW NAME!
This is a name change only. Our team, services, and commitment remain the same. We’re excited to move forward under a name that better reflects who we are.